Thursday, 27 March 2014

Sound bites: UK consumers coming back

UK retail sales have rebounded back with a vengeance, surging 1.7% in February, up 3.7% from a year ago. There is good and bad news in the UK retail sales data. On the positive side, UK consumers are brushing off the negative effects of recent bad weather and are spending again. Consumer confidence is on the rise thanks to falling unemployment and the recovery in the UK housing market. Confidence about the future is rallying. Stronger consumer demand means that the UK economy is getting onto a sustainable recovery track. On the negative side, this corroborates the Bank of England’s view that they need to normalise UK  monetary policy as soon as they can with a rise in interest rates. The policy whispers coming out of the BOE have been a growing crescendo for higher rates. Carney’s recent suggestion that UK rates will need to return to 3% is a clarion call for tougher rate action soon. A UK rate rise by the summer is on the cards. With underlying UK GDP growth running upwards of 3%, near zero interest rates are a glaring anomaly that needs rectifying very soon.


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